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$100 Bonus on Cash Back Chase Freedom Visa

November 24, 2010

While I’m no fan of credit card DEBT, I am a huge fan of tax free dollars each month I get from cash back credit cards.  My wife and I have never paid a dime in interest yet we collect several hundred dollars a year for simply charging and paying off our cards each month [...]

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Credit Cards Transfer Wealth from Poor to Rich? Gimme a Break!

July 28, 2010

There’s a story out this week (here) postulating that the poor are funding credit card fees while the rich reap the rewards.  This alleged injustice is two-fold: 1) the poor tend to pay cash for items more-so than the rich and since transaction fees are passed on to all consumers, it’s the poor that are [...]

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Things You Should Charge To Your Credit Card and Things You Should Never Buy on Credit

July 22, 2010

The following is a guest post from AskMrCreditCard: If I had it my way, we should all use credit cards for everything (to earn rewards) as long as we pay our bills fully and do not spend frivolously. But some folks do not really like credit cards because they might cause them to overspend. Even [...]

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Report: FICO Scores in the Toilet – How to Get Yours for FREE

July 14, 2010

According to FICO Inc., over 25% of Americans (43 million people) had sub-600 credit scores compared to a historical average of about 15%.  This portends trouble for the entire economy for years to come since these lower credit scores are going to result in restricted and more expensive access to credit.  While mortgage rates are [...]

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