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Personal Capital Review – All Your Financials in One Spot

January 13, 2013

Personal Capital is a one-stop shop for aggregating all your financial information in one spot in an automated fashion.  The beauty of the system is that once you connect all your financial institutions from banks to IRA, 401(k) accounts and more, your Personal Capital dashboard will aggregate everything in various views and can be customized [...]

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Robots and Automation Are Taking American Jobs – Think Your Job is Safe?

December 16, 2012

You’d think the same headline would be the prominent theme of every year since the 1800s. After all, we’ve seen a decline in the need from everything from lamplighters once electricity was invented to farm workers once farming equipment, tractors and trucks came along. However, for various reasons throughout 2012, there’s been a steady debate [...]

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How I Got My Kids Excited About Saving and Investing

December 9, 2012

I credit a great deal of my financial and career success in life to the way I was brought up and the lessons I learned early in life.  When I look around at adults my age that make very poor financial decisions and have their finances in tatters, I also see a pattern where their [...]

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Does This Piss You Off? We Pay Unemployment for Seasonal Workers Repeating the Same Pattern EVERY Year

October 7, 2012

I’ve had it.  This weekend was another case of my hearing  about someone openly bragging about how they work for a season and then collect unemployment during the off-season, you know, because they were “laid off”.  This really just pisses me off.  I mean, not the people so much, because this is the scam our [...]

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Guy Question: Do You Splurge If You Win Big at the Casino?

October 2, 2012

I love when I have a real life situation that’s totally a blog post.  I immediately email it to myself to remember for future reference, especially when there’s drinking involved and I’m not prone to remember too well.  So, this weekend, I was in Atlantic City with a relative and he hit it big on [...]

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How to Maintain the Ultimate Corporate Secret

September 25, 2012

I’ve always been impressed that Apple is able to keep their product specs (and new product launches) under wraps until the day of their choosing. That’s pretty impressive given the multitude of employees, consultants, contract manufacturers, third party carriers, ad agencies and all the other people that are aware of something big months, sometimes even [...]

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My Roth IRA: Beating the Market and a Look Under the Hood

August 8, 2012

I don’t do individual stock reviews and such these days since I’ve taken more of a passive/low-fee approach over the years compared to active stock-picking (hence my other site ETF Base which is focused solely on ETF investing and strategies). Anyway, what I set out to do years ago was to pick a basket of [...]

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Real Unemployment Rate Explained

July 11, 2012

You’ll often hear about a horrible jobs number and then get an update that the jobless rate hasn’t budged, or in some cases, actually improved.  How can this be?  Well, because the “official” government reported figure grossly underestimates those out of the workforce because it simply stops counting people in the denominator who have given [...]

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MBA Monday – Really Cool Equation: Internal Rate of Return

March 11, 2012

I thought I’d start up the MBA Monday series again (NPV, Accounting, Investing and all sorts of other goodies) to bring you a really cool calculation you can do in excel that you may not have heard of. It’s called Internal Rate of Return. It’s important because it provides you with an investment return when the [...]

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No Cost Refinance – A No-Lose Financial Move?

January 8, 2012

A no-cost refi is starting to make more sense to me now that I’ve read more about it, and I was especially surprised to see the number of no-cost refinance companies out there.  I’ve been contemplating a refi for some time now and had initially put it off due to the exorbitant fees involved in [...]

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