Guest Post

Market Hitting New Highs – What’s Your Next Move?

May 2, 2013

It’s tough to not see so many asset classes moving in the right direction while the economy and the globe seem to remain in constant turmoil and wonder what’s going on.  US equities continue to break new interim highs and more recently, all-time highs.  Treasury bond yields continue to sink to historic lows, with mortgage [...]

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Are You Over or Under Insured?

April 30, 2013

I just got the life insurance bill for my wife’s annual premium today and it reminded me of our overall insurance situation.  Her bill is $250 for a 20 year term $250,000 coverage.  I bought term instead of life because I figure after 20 years, the kids will be through college, I’ll be close to [...]

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What To Do With All That Money

April 26, 2013

A lot of finance sites focus on getting out of debt or making more money.  However, what is seldom discussed is what to do if you actually have “too much” money.  That may sound absurd at first, but think about it.  Many people oversave and worry about running out of money so much during their [...]

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Eurozone PMI Disappointment and a Look at UK Public Spending

April 25, 2013

The following is an contribution for your consideration: Tuesday morning’s purchasing manager index from Chinese HSBC proved to be particularly disappointing, at just 50.5, spoiling Monday’s strong European finish on Wall Street. As long as poor data continues to feed in, there will be sustained concerns, in spite of relatively resilient markets in the US [...]

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5 Ways to Save Money with Little Effort

April 16, 2013

In our constant quest to save money on routine expenditures, I’ve reassessed where we have some opportunities and have already taken action in a few spaces to cut out recurring expenses.  Here are some key categories and considerations we’ve undertaken which may be of interest to you as well: Competitive Bidding – We need to [...]

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Expert Help – Accrued Interest on Debt

April 15, 2013

According to a recent study by Consumer Focus, over one million payday loans were taken out in the UK in 2009 – a four-fold increase from just four years before. With typical interest rates of between 1,000 and 5,000 percent, more than £1 billion was lent in this way that year. Interest accrues daily from [...]

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Student Loan Information – Understanding Federal and Private College Loans

April 4, 2013

Financing a college education can open the door to many options and also many questions. As your high school student approaches college-age, you’ll start to receive plenty of student loan information. You will see options for federal loans for college as well as private college loans, and the decisions you make will affect the amount [...]

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Spruce up your exterior walls this spring – but make sure you’re covered with house insurance

April 2, 2013

Brought to you by Halifax: Spring is a great time of year to give the inside of your home a good clean through. But what about its exterior? Winter weather can play havoc on the paintwork, so it could be a great time to give the outside walls a fresh coat to make them look [...]

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Keeping a handle on credit card debt

March 28, 2013

Guest post for your consideration; my commentary included below: According to statistics released by debt negotiation company Golden Financial Services, credit card debt in the US now stands at $748 billion – a five-year low, down from $900 billion in 2008. Paul Paquin, CEO at Golden Financial Services, believes this decrease can be attributed to [...]

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Forex vs. Stocks: Which Option Suits your Investment Philosophy?

March 26, 2013

Brought to you by Saxo Capital Markets: Regardless of how you acquire your wealth, the lure of investment is often too much to ignore. Investing your capital can generate significant returns, although it is important to select a viable method of committing your cash. In order to do this, it is first important to cultivate [...]

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