Insurance

What is an Accelerated Death Benefit?

November 25, 2014

Your insurance policy pays out to your loved ones upon your death. However, what should you do in the meantime, if you have a terminal illness? The Definition of an Accelerated Death Benefit When the AIDS virus made headlines in the late 1980’s, there didn’t seem to be much to do to progress the lives […]

Read the full article →

Auto Insurers “Discriminate” Based On Your Job and Salary. Fair or Foul?

July 28, 2013

There’s a “controversial” report out this week that’s got people up in arms about “discrimination” because several auto insurers were shown to use job status, education status and salary as a determinant in setting auto rates. Using a fake profile of a factory worker with a high school degree versus a plant supervisor with a […]

Read the full article →

How Not to Get Screwed on Car Insurance – A Personal Story

September 3, 2012

I felt like the world was coming to an end when I saw my wrecked car for the first time. A full quarter panel was gone, the light knocked out, and it looked like my car was currently winning a demolition derby. As a 17-year old at the time, I thought the world was coming […]

Read the full article →

Bodily Injury Insurance is a Driver’s Best Friend

August 5, 2012

As a 17 year old driving to school, I had an unlucky accident with another driver when a school bus suddenly threw its stop sign out and traffic came to a halt. My car went right into the bumper of another. It wasn’t much of an accident; I had hit the brakes before hitting the […]

Read the full article →

The Challenges of Aging & Long Term Care

June 1, 2012

NPR recently aired an interview with geriatric care manager and author, Marion Somers, and NPR Senior Business Editor, Marilyn Geewax, as part of their “Tell Me More” series,  The interview discussed both the emotional and economic challenges of aging and long-term care.  One of the most surprising things that was reiterated throughout the entire piece, […]

Read the full article →

Car Accidents in India – Nothing Like How Americans Handle It!

December 18, 2011

What happens when you’re in an accident in America?  The standard advice is immediately call the police, get the other driver’s information, contact your insurance company and in many cases, look for some sort of settlement and sue after calling your injury lawyers.  I couldn’t help but notice the huge contrast in how accidents are […]

Read the full article →