From the category archives:

Numbers

I’m Borrowing $50,000 From My 401(k) – It’s My Best Option!

There are tons of articles out there waring about the dire consequences of borrowing from your 401(k) – you know, not earning money on the withdrawn amount, double taxation, early withdrawal penalties and having to repay immediately if separate from the company…I’m going to lay out why my particular situation and outline why none of [...]

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July In Review – All-Time Highs, Small Biz Explosion, Real Estate Deal and More…

I’m really excited to announced another month of record results for the Darwin blog network AND my small biz venture a buddy and I started up earlier this year. Following on a strong June Update where I started opening up with more details, here are this month’s results: Traffic Traffic hit an all-time high here [...]

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Is Cord Blood Worth It? How Parents Should Weigh Blood Banking Costs

My wife and I were first confronted with the cord blood banking question leading up to delivery of our first son. We were the first couple in our group of friends and family to have a child, so it wasn’t a topic we’d heard discussed in other circles. As I recall, I don’t even think [...]

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Can You Answer These 5 Basic Financial Questions? 90% of Americans Can’t

Stemming from last week’s post (Disturbing Study: Americans Are HORRIBLE With Money) on the abysmal study results highlighting America’s lack of financial literacy, here are the 5 questions they used to measure people. Less than 10% of respondents got all of them right. Are able to get all 5? Come on, avid readers of Darwin’s [...]

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Disturbing Study: Americans Are HORRIBLE With Money – The Stats

We all know Americans aren’t very good with their money (and evidently, citizens of many other countries aren’t either, but we’re REALLY bad), but this latest study puts it into perspective with disturbing statistics and approaches to measuring and reporting just how bad most Americans are at understanding the most basic financial principals that many [...]

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Warning: Your Pension & Social Security Are Quoted in FUTURE Dollars – How to Convert to Present Value

I was playing around with our firm’s pension tool the other day after plopping in assumptions for retirement date, assumed future salary increases and other factors, the model would return what various pension options would pay me per month. For instance, if I wanted my survivor (wife) to enjoy the same monthly income after my [...]

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Should an American Lead the IMF Following Sex Scandal? Odds-Makers Taking Bets Already

Following the shocking allegations against Dominique Strauss-Kahn and being hauled off a plane, arrested and denied bail, he now resides under suicide watch awaiting trial. Apparently, he won’t have the benefit of diplomatic immunity and his ambitions for the next leader of France have obviously been greatly diminished. On to his replacement…There’s been plenty of [...]

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You Won’t Believe What Health Insurance DOES and DOESN’T Cover

The NYTimes recently did a nice job of boiling down the data from the Labor Department spelling out what types of services and procedures are generally covered by Health Insurance and which ones aren’t. This is an interesting chart in that it may shed some light on your plan and how yours stacks up against [...]

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January Traffic, Earnings, Content – Crushed It!

January was the best month ever for Darwin’s Money (which is the goal every month!), with traffic more than doubling! I have to credit much of the surge to google’s search algorithm updates, where some existing articles started to pick up traction. I’ve also been routinely featured in various blog carnivals and roundups and freelancing [...]

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Jobs with LOW Unemployment – The Data is In

With the unemployment rate stubbornly hovering above 9%, I sometimes make the mistake of simplifying the situation by saying to myself “about 1 out of 10 people I know should be unemployed, statistically speaking”. As it turns out, of the hundreds of people I know somewhat closely, I can think of only 2 that have [...]

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