Numbers

These Mutual Funds Actually Beat The Index. And “The Market”

February 14, 2013

I usually deter investors from chasing hot mutual funds based on last year’s returns because they tend to have much higher costs and managers find it difficult to repeat the performance. In fact, most mutual fund, hedge fund and individual money manager outperformance in a given year is due solely to luck and not skill [...]

Read the full article →

Dollar Cost Averaging: Actual Results From the Past 10 Years

January 29, 2013

Dollar cost averaging is one of the most popular and basic investing tips out there when it comes to basic theory and practice.  There are many positives, and a few negatives worth considering if you’re going to dollar cost average your investments rather than use a different method.  To put the real results into perspective [...]

Read the full article →

Guy Question: Do You Splurge If You Win Big at the Casino?

October 2, 2012

I love when I have a real life situation that’s totally a blog post.  I immediately email it to myself to remember for future reference, especially when there’s drinking involved and I’m not prone to remember too well.  So, this weekend, I was in Atlantic City with a relative and he hit it big on [...]

Read the full article →

Is Keratin Treatment Worth It? [a Guy's Perspective]

June 23, 2012

Is Keratin Treatment Worth It?  Let me start by saying I had never even heard of this before until my wife started talking about some expensive hair treatment for hundreds of dollars that would apparently save her hours upon hours of time in the bathroom.  See, her hair’s not naturally straight and she’s always longed [...]

Read the full article →

Dependency Ratios: Macroeconomic Disaster?

March 25, 2012

Dependency ratios are a term to know and understand. As investors and individuals, dependency ratios practically define our financial futures. You can calculate the dependency ratio by dividing the number of dependent people younger than 18, and older than 65 by those between the “working ages” of 18-65 years old. This calculation essentially provides for [...]

Read the full article →

MBA Monday – Really Cool Equation: Internal Rate of Return

March 11, 2012

I thought I’d start up the MBA Monday series again (NPV, Accounting, Investing and all sorts of other goodies) to bring you a really cool calculation you can do in excel that you may not have heard of. It’s called Internal Rate of Return. It’s important because it provides you with an investment return when the [...]

Read the full article →

I’m Borrowing $50,000 From My 401(k) – It’s My Best Option!

August 14, 2011

There are tons of articles out there waring about the dire consequences of borrowing from your 401(k) – you know, not earning money on the withdrawn amount, double taxation, early withdrawal penalties and having to repay immediately if separate from the company…I’m going to lay out why my particular situation and outline why none of [...]

Read the full article →

July In Review – All-Time Highs, Small Biz Explosion, Real Estate Deal and More…

July 31, 2011

I’m really excited to announced another month of record results for the Darwin blog network AND my small biz venture a buddy and I started up earlier this year.  Following on a strong June Update where I started opening up with more details, here are this month’s results: Traffic Traffic hit an all-time high here [...]

Read the full article →

Is Cord Blood Worth It? How Parents Should Weigh Blood Banking Costs

July 24, 2011

My wife and I were first confronted with the cord blood banking question leading up to delivery of our first son.  We were the first couple in our group of friends and family to have a child, so it wasn’t a topic we’d heard discussed in other circles.  As I recall, I don’t even think [...]

Read the full article →

Can You Answer These 5 Basic Financial Questions? 90% of Americans Can’t

June 16, 2011

Stemming from last week’s post (Disturbing Study: Americans Are HORRIBLE With Money) on the abysmal study results highlighting America’s lack of financial literacy, here are the 5 questions they used to measure people.  Less than 10% of respondents got all of them right.  Are able to get all 5?  Come on, avid readers of Darwin’s [...]

Read the full article →

← Previous Entries