Personal Finance

Sage Investment Advice for the Novice

June 5, 2017

What constitutes a good investment? From a theoretical perspective, it’s a no-brainer. A good investment is one which generates positive returns over time. The risk/reward ratio is favorable to the investor. Investments come in many forms, and across multiple asset classes. The broad range of financial assets that are available to market participants include stocks, […]

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2 Ways I’m Saving TONS on My Healthcare Expenses This Year

February 10, 2016

For many years, I wasn’t paying too much attention to our healthcare expenses.  In the good ole’ days before Obamacare starting causing premiums to skyrocket, I used to just have an HMO which covered virtually everything 100% with reasonable premiums.  Over the past few years though, I started to see premiums skyrocket (43% increase one […]

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Darwin’s Picks, Pans and Saving Tips for 2015

January 1, 2015

It’s 2015 and I haven’t written much of late, so I wanted to share my favorite tips, tricks, recommendations(and disappointments you should avoid) and would love your advice on a few things.  This post is a bit long, so I’ve broken it out into a few sections to try and maintain some semblance of organization. […]

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My Net Worth Revealed

February 8, 2014

For the years I’ve been blogging, I’d always been hesitant to reveal too much personal financial information for a few reasons.  The primary issue was that a few friends and family were routine readers and commentors and I thought it might be a bit awkward sharing the most private details of our personal finances.  I […]

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You Are Hard-Wired for Irrational Thinking – Here’s How to Overcome

January 29, 2014

Since this is a finance blog, I’m going to try to tie these concepts back to financial decisions where applicable, but since I’ve become increasingly frustrated with how people around me (and in the media) think, I had to write about the topic. Let’s start at the top. Humans, through millions of years of evolution, […]

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Merchants CAN and DO Charge You Extra for Credit Card Usage

November 10, 2013

I was picking up a pizza this weekend and was perturbed by the sign stating “3% Extra for Credit Cards”.  Not only is accepting credit cards a normal business practice and a convenience for customers, but for years, it was explicitly disallowed by the credit card companies.  So, since I only had a ten on […]

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