From the category archives:

Personal Finance

The Most Expensive Coffee on Earth – From an Animal’s Butt. Curious How it Tastes?

I’ve become a bit of a coffee snob lately. My wife finds it to be really annoying. One of my co-workers showed up one day with a French Press. The coffee tasted way better out of there than the crappy company coffee stand in for our afternoon wakeup call. From there, we researched how to [...]

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How Does Your Personal Capital-To-Income Ratio Stack Up with This Recommendation?

Today I’m highlighting the capital to income ratio, which I’d heard about before, but hat tip to White Coat Investor (good new finance blog I found which you should check out) for making me rethink it and share again here. Basically, this is one of the many ratios that Charles Farrell focuses on in his [...]

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6 Critical Financial Miscalculations I’ve Made – That You May Be Making as Well

You might think I’m a hypocrite for what I’m about to admit (since I blog about personal finance), but this is reality. In the past, I’ve made some wildly erroneous assumptions about our future ranging from how much we’d be making and spending each year to how our investments would perform. Many of these misconceptions [...]

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Help a Reader: Pension Plan Frozen – What To Do with 3 Choices

I got a good question from a reader and wanted to share it with you. Here it is; I’d be interested to hear your thoughts on how he might best handle this and then I’ll weigh in with my thoughts after hearing from some of you finance buffs. While things like pension rules and IRA [...]

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43% Increase in Healthcare Premium for Me in 2012. How Bad Is Yours?

If I didn’t have side income from blogging I’d be pretty pissed each year when we get our new benefits options for the next year. I guess it’s downgraded to just being annoyed and not “pissed”. I understand that healthcare costs continue to exceed the rate of inflation. So, inflation’s 3%, healthcare rises 6%. That’s [...]

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Online Offshore Banking Explained

The following is a guest post about Online Offshore Banking: Online offshore banking, what exactly is it? To summarise it is a secure, efficient and convenient way to manage your finances wherever you are in the world. The basic understanding of an offshore bank is a financial institution based outside your country of residence. Offshore banking [...]

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Is Cord Blood Worth It? How Parents Should Weigh Blood Banking Costs

My wife and I were first confronted with the cord blood banking question leading up to delivery of our first son. We were the first couple in our group of friends and family to have a child, so it wasn’t a topic we’d heard discussed in other circles. As I recall, I don’t even think [...]

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Darwin’s Summer Book Reading List

Here’s a list of books I either read recently, I’m currently reading, or I’d love to read this summer. I’d be interested in hearing your favorite picks as well. The Big Short: Inside the Doomsday Machine – There are tons of books out by now on the housing crash, Wall Street crash and such, but [...]

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If We Pay For our Daughter’s Wedding, What About Our Son?

My wife and I have interesting financial debates now and then and since we’re at a standstill I figured I’d pose it to all my friends at Darwin’s Money. So, a little background: My wife and I paid for our own wedding. We received generous gifts from friends and family but our wedding wasn’t planned [...]

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My Barber is a Multi-Millionaire – Here’s How He Did It

I’ve been going to the same barber for a few years and we usually get to talking about the economy, investments and such. He doesn’t openly brag about being a multi-millionaire, but it’s plainly evident based on our discussions that he is one. He’s somewhat a case study in The Millionaire Next Door: Surprising Secrets [...]

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