Free Market Economics or Racism? Pottery Barn “Dark-Skin” Doll Cheaper Than White

January 21, 2012

My wife was checking out Christmas stockings today at Pottery Barn to buy them at a discount after the season and couldn’t help but notice the exact same stocking with a “dark-skinned doll” and a “light-skinned doll” at dramatically different prices. Evidently, you can buy $16.99 for the light skin doll but get a whopping […]

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5 Things the Internet Can Save You Money On

January 19, 2012

This is a guest post by comparethemarket.com: If you are like so many other people today, you have made the decision to be more proactive with your finances. One of the best ways you can really take control of your finances is to reduce spending. This is easier said than done, though, as there are […]

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Mortgage Activity Gone Wild Due Record Low Rates – Are You Taking Advantage?

January 19, 2012

Last week, there was a 20% surge in mortgage activity driven primarily by refinancing activity from record low rates.  The mortgage banker’s association said seasonally adjust refinances were up 26% while home purchase loan activity was up 10%.   Something’s Working   While I tend to be skeptical of reports indicating the economy is improving/growing […]

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How the Ratings Agencies Complicit in the Housing Collapse Are Actually Saving the World

January 16, 2012

This is not a theme you’ll see in the mainstream press, but it’s the truth.  Unfortunately, you can’t prove what “might have been” if it doesn’t come to be, but read on and tell me where I’m wrong.  The same ratings agencies that are fodder for everyone from Obama to European leaders for their utter […]

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US Debt Now Equivalent to Entire US Economy – Investing in This New Era

January 9, 2012

The United States has just reached the dreaded 100% Debt-to-GDP ratio with its $15.2 Trillion debt level surpassing the value of all goods and services produced in-country.  This is important because it vaults us into a whole new echelon of debt-ridden societies with financial crises of their own: only Greece, Iceland, Ireland, Italy, Japan and […]

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No Cost Refinance – A No-Lose Financial Move?

January 8, 2012

A no-cost refi is starting to make more sense to me now that I’ve read more about it, and I was especially surprised to see the number of no-cost refinance companies out there.  I’ve been contemplating a refi for some time now and had initially put it off due to the exorbitant fees involved in […]

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