2 Ways I’m Saving TONS on My Healthcare Expenses This Year

February 10, 2016

For many years, I wasn’t paying too much attention to our healthcare expenses.  In the good ole’ days before Obamacare starting causing premiums to skyrocket, I used to just have an HMO which covered virtually everything 100% with reasonable premiums.  Over the past few years though, I started to see premiums skyrocket (43% increase one […]

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What is an Accelerated Death Benefit?

November 25, 2014

Your insurance policy pays out to your loved ones upon your death. However, what should you do in the meantime, if you have a terminal illness? The Definition of an Accelerated Death Benefit When the AIDS virus made headlines in the late 1980’s, there didn’t seem to be much to do to progress the lives […]

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Auto Insurers “Discriminate” Based On Your Job and Salary. Fair or Foul?

July 28, 2013

There’s a “controversial” report out this week that’s got people up in arms about “discrimination” because several auto insurers were shown to use job status, education status and salary as a determinant in setting auto rates. Using a fake profile of a factory worker with a high school degree versus a plant supervisor with a […]

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How Not to Get Screwed on Car Insurance – A Personal Story

September 3, 2012

I felt like the world was coming to an end when I saw my wrecked car for the first time. A full quarter panel was gone, the light knocked out, and it looked like my car was currently winning a demolition derby. As a 17-year old at the time, I thought the world was coming […]

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Bodily Injury Insurance is a Driver’s Best Friend

August 5, 2012

As a 17 year old driving to school, I had an unlucky accident with another driver when a school bus suddenly threw its stop sign out and traffic came to a halt. My car went right into the bumper of another. It wasn’t much of an accident; I had hit the brakes before hitting the […]

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The Challenges of Aging & Long Term Care

June 1, 2012

NPR recently aired an interview with geriatric care manager and author, Marion Somers, and NPR Senior Business Editor, Marilyn Geewax, as part of their “Tell Me More” series,  The interview discussed both the emotional and economic challenges of aging and long-term care.  One of the most surprising things that was reiterated throughout the entire piece, […]

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