Banking

Can You Really Get a Loan without a Credit Check?

October 3, 2014

When it comes to borrowing money every personal situation is a little bit different, and each borrower has their own reasons as to why they have the need to secure a personal loan. The good news is that in this day and age, many people who do not have a great credit score are still […]

Read the full article →

How I Got My Kids Excited About Saving and Investing

December 9, 2012

I credit a great deal of my financial and career success in life to the way I was brought up and the lessons I learned early in life.  When I look around at adults my age that make very poor financial decisions and have their finances in tatters, I also see a pattern where their […]

Read the full article →

No More Paycheck, but a Pre-Paid Debit Card? The End of Financial Literacy

November 4, 2012

This week, my younger brother, a college freshman, will start a new job at one of the largest retailers in the United States. Recently trained, he’s now ready to start. And he just found out how he’d be paid… A Prepaid Debit Card? Gone are the days of the paper check and the direct deposit. […]

Read the full article →

What’s the Strangest Thing You’ve Seen Written on a Dollar Bill?

September 4, 2012

Occasionally, I get a dollar bill with something strange written on it.  I haven’t seen this topic floated out there in the finance blogosphere, so I thought I’d opine for a bit and solicit your experiences.  So, here’s a recent $5 bill I got which had some choice words:   This got me thinking about […]

Read the full article →

Market Linked CDs: Limited Risk with Potentially Massive Returns

May 28, 2012

Following the financial crisis, bankers jumped at the opportunity to provide investments with the combined potential of the stock market with the safety of certificates of deposit. Market linked CDs (MLCDs) were the final product. And though they have been around for quite some time, MLCDs are never as popular as they are immediately following […]

Read the full article →

No Cost Refinance – A No-Lose Financial Move?

January 8, 2012

A no-cost refi is starting to make more sense to me now that I’ve read more about it, and I was especially surprised to see the number of no-cost refinance companies out there.  I’ve been contemplating a refi for some time now and had initially put it off due to the exorbitant fees involved in […]

Read the full article →