Investing in Tax Liens for Substantial Returns

September 30, 2012

What if you could turn $1,000 into a $100,000 home? Controversial as it might be, thousands of real estate investors are doing this every day of the week. It’s become a common topic in the media, which frequently runs stories like this one from CNN that profiles one person who lost her $85,000 home to […]

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No-Cost Refi Complete: 5 REALLY Annoying Things I Had to Deal With

July 25, 2012

You may have read recently about how I was undertaking a no-cost refi so I could realize the best of both worlds (3 worlds really) – Lower monthly payment, no costs out of pocket and a shorter term on the loan.  After all, mortgage rates just broker new records again (see rate table for your […]

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How to Structure the PERFECT Refinance in a Sea of Options

June 5, 2012

With the 10 Year Treasury yield (why this is important) crashing through 2% and hovering around 1.5% for weeks now, it’s an optimal time to exploit the lowest rates we’ve seen EVER (Rate Table).  However, there are so many dozens of different options to choose from ranging to terms to rates to closing fees, it’s […]

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10-Year Treasury Yields Under 2% – What to Do?

May 13, 2012

A quick look at the market shows something fascinating: stocks continue higher while the 10-year Treasury yield creeps back to below 2%. Last week, yields on the 10-year Treasury fell to 1.84%. We seem poised to return to 10-year yields consistent with yields during the worst of Greek debt crisis fears. So what’s up with […]

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Mortgage Activity Gone Wild Due Record Low Rates – Are You Taking Advantage?

January 19, 2012

Last week, there was a 20% surge in mortgage activity driven primarily by refinancing activity from record low rates.  The mortgage banker’s association said seasonally adjust refinances were up 26% while home purchase loan activity was up 10%.   Something’s Working   While I tend to be skeptical of reports indicating the economy is improving/growing […]

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No Cost Refinance – A No-Lose Financial Move?

January 8, 2012

A no-cost refi is starting to make more sense to me now that I’ve read more about it, and I was especially surprised to see the number of no-cost refinance companies out there.  I’ve been contemplating a refi for some time now and had initially put it off due to the exorbitant fees involved in […]

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