3% Cash-Back Card = $500/Year Tax Free!

June 15, 2011

I’d been thinking about our cash-back rewards from the one credit card we do most of our spending on and decided it’s time to focus on the categories we spend the most on and optimize our cards and usage to get even more cash back each year.  For years, we’ve always enjoyed tax-free cash-back rewards […]

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Five great ways to reduce the cost of your home insurance premium

June 14, 2011

While it’s crucial that you protect your home and your family from the trauma and financial burden of an unlawful intrusion, making your home more secure and your family more vigilant is also a sound means of reducing the cost of your home insurance premium. Whether you’re about to buy your first policy or renew […]

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Assessing Your Financial Situation

June 14, 2011

As people move through their adult lives they are often blissfully unaware of their financial situation – you can coast from one paycheck to the next and not give any real thought to your long term circumstances. Then all of a sudden you will need to get a home loan, and find you have no […]

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PEAK OIL. It’s Here. We’re Screwed. [CHART]

June 12, 2011

If you haven’t heard of “peak oil” before, you’ll be hearing a lot more about it in the coming years, because it’s here.  For the first time ever – EVER, in 2010, oil consumption exceeded production by over 5m barrels per day. And one wonders why we have $100 oil and $4 gas. While politicians […]

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Worried About Rejection? Pick the Right Card

June 11, 2011

The last couple of years of economic woes has hit everyone hard. There have been record bankruptcies, foreclosures and other money troubles affecting even the most financially secure. You may have gone through some tough financial times, but just because you’ve suffered through some rough waters doesn’t mean a credit card is beyond your reach. […]

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Woo-Hoo! Mortgage Rates Are Tanking Again 8th Week in a Row!

June 9, 2011

So, now that we’ve decided not to move, I’d been eying a refinance all along, but at the time we made our decision, rates had increased too much for it to make sense (thanks to QE2, rates actually rose following the announcement, huh?).  Anyway, in the face of continuing poor economic numbers, a rising unemployment […]

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