Should a Credit Check Disqualify You From a New Job? Employers Think So

January 31, 2011

I noticed a news item from 2010 on how Oregon is banning credit checks by employers save for a few exceptions like banks and credit unions, etc., where employees are routinely handling cash.  The thinking is that there’s no difference in performance amongst employees with good credit vs. poor credit and it’s an overstep of […]

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My Kid Set The Thermostat to 90 Degrees – in 20 Degree Weather!!

January 26, 2011

I love my kids, I really do.  But sometimes they do really strange – and frustrating things – like the other night waking me up screaming “I want to ride the monkey! Let me ride the monkey!” (we never figured out if that was a nightmare of some bizarre fantasy or what). Anyway, this weekend, […]

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Efficient-Market Hypothesis – Are You a Believer?

January 24, 2011

Efficient Market Hypothesis will be this week’s MBA Monday topic (check out that category for everything from Present Value of Money to Tax Shields).  The premise of the Efficient Market is relatively straightforward, but like many economic theories, there are varying levels of degree you can take it too, complex studies and results abound, and […]

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Evolutionary Reading – 1/22/2010 Edition

January 23, 2011

Here are some of my favorite reads from around the web, blogger networks I participate in, content I wrote elsewhere around the web, and other mentions: Best O The Rest: Financial Highway – Money and Ignorance Fiscal Fizzle – How We Save $1,000s on Health Spending Every Year Simple Dollar – Fresh Out of College […]

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Jobs with LOW Unemployment – The Data is In

January 19, 2011

With the unemployment rate stubbornly hovering above 9%, I sometimes make the mistake of simplifying the situation by saying to myself  “about 1 out of 10 people I know should be unemployed, statistically speaking”.  As it turns out, of the hundreds of people I know somewhat closely, I can think of only 2 that have […]

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Present Value of Money Explained – MBA Monday

January 17, 2011

The present value of money is explained with real-life examples in this week’s session of Darwin’s MBA Mondays (click for all topics).  If you don’t routinely perform present value versus future value comparisons, the relevance and importance may not be at the top of your list of things to focus on when making decisions.  However, […]

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