Report: FICO Scores in the Toilet – How to Get Yours for FREE

July 14, 2010

According to FICO Inc., over 25% of Americans (43 million people) had sub-600 credit scores compared to a historical average of about 15%.  This portends trouble for the entire economy for years to come since these lower credit scores are going to result in restricted and more expensive access to credit.  While mortgage rates are […]

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Social Security Retirement Age Increasing to 70? Probably

July 13, 2010

It’s looking as though the push to increase the Social Security Retirement Age to 70 is gaining some traction.  With all the other news items of late, this initiative has drawn scant attention.  However, for anyone following the solvency (or lack thereof) of the Social Security system, it’s been evident for decades now that something […]

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Want to Know What the ROI on Your College Is? Report Tells All

July 12, 2010

As an avid reader of BusinessWeek, I was interested in a recent article outlining the most comprehensive study I’ve seen to date on trying to actually pinpoint what kind of return on investment (ROI) a particular college delivers to graduates.  Anecdotally, we all know that guy who went to a prestigious private school for $40,000 […]

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Both Sides of the Illegal Immigration Argument – Where are YOU?

July 11, 2010

There are two sides to every story and the story of illegal immigration in the US is stacking up to be a major issue in US politics and water cooler talk as rhetoric on both sides of the debate increases.  I’ll seek to be as objective as possible and in doing so, immigrants who are […]

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Weekend Reading: Return of the Russian Cold War Spy Game Edition

July 9, 2010

This week’s big news (aside from some basketball player I couldn’t care less about) was the shocking swap of spies between the US and Russia after revelations that the US had apprehended 10 spies that had been under surveillance for over a decade.  Just when you thought the Cold War was over, this is just […]

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Would You EVER Consider a Prenuptial Agreement Under ANY Circumstances?

July 7, 2010

Is a Prenuptial Agreement Ridiculous or Rational? It might depend.  My wife and I married young, right out of college.  Neither of us had much money and we each start with some debt from school, but nothing outside of what typical Americans face; we were pretty much starting with a clear slate.  I had just […]

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