How I Negotiated 10% Off My Purchase When No Sale Was Being Offered

January 20, 2013

Have you ever seen a deal at a store that you passed on only to wish you took them up on it later?  At various times throughout the years, I’ve seen Home Depot, Lowes, and other big box retailers offering 10% off your purchase if you open a store credit card. Historically, I’ve always passed […]

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Financial Milestones: What should you be doing to save for later life?

January 15, 2013

Not many people think about a mortgage, pension or care home fees when they turn 20-years-old. And why should you? You are young, the world is your oyster and life is there for the taking. Why waste your time worrying about savings and long-term investments when you can live in the moment? Well sorry to […]

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Here’s My Budget Under a Microscope – FIXED and Variable Cost Reality

January 13, 2013

For all the talk about saving money by skipping the lattes and tearing Bounce sheets in half, many people don’t actually have any idea what their fixed costs are each month.  They know they spend up to – or over – their monthly paycheck, but they’re not really sure what’s fixed and what’s variable.  By […]

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Personal Capital Review – All Your Financials in One Spot

January 13, 2013

Personal Capital is a one-stop shop for aggregating all your financial information in one spot in an automated fashion.  The beauty of the system is that once you connect all your financial institutions from banks to IRA, 401(k) accounts and more, your Personal Capital dashboard will aggregate everything in various views and can be customized […]

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Net Worth Analysis for 2012: The Good, the Bad and the Ugly

January 8, 2013

I was reminded by a few different blogging buddies when doing their recaps of 2012 to look at my own Net Worth for 2012.  Everyone seems to calculate their net worth differently (if at all).  These days, a lot of people are switching over to a free service from Personal Capital to keep everything in […]

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Definitive Evidence That Your Fellow American is a Moron

January 6, 2013

In case you had any doubt that you are surrounded by complete and utter idiots any time you leave your residence, I present you with this national survey from Consumer Reports.  I was reading along this weekend from one of the few periodicals I enjoy and happened upon this survey.  I was a bit surprised […]

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