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Personal Finance

Darwin’s Summer Book Reading List

July 19, 2011

Here’s a list of books I either read recently, I’m currently reading, or I’d love to read this summer.  I’d be interested in hearing your favorite picks as well. The Big Short: Inside the Doomsday Machine – There are tons of books out by now on the housing crash, Wall Street crash and such, but [...]

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If We Pay For our Daughter’s Wedding, What About Our Son?

July 18, 2011

My wife and I have interesting financial debates now and then and since we’re at a standstill I figured I’d pose it to all my friends at Darwin’s Money.  So, a little background: My wife and I paid for our own wedding. We received generous gifts from friends and family but our wedding wasn’t planned [...]

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My Barber is a Multi-Millionaire – Here’s How He Did It

July 10, 2011

I’ve been going to the same barber for a few years and we usually get to talking about the economy, investments and such.  He doesn’t openly brag about being a multi-millionaire, but it’s plainly evident based on our discussions that he is one.  He’s somewhat a case study in The Millionaire Next Door: Surprising Secrets [...]

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Are You Better Off Than Your Parents?

June 26, 2011

With the economy slowly recovering from a very rough recession and millions of Americans still out of work, if your perception is based on what you read in the mainstream media, it’s tough to think things are actually going well for this generation.  While joblessness is a temporary condition for most, the actual life you’ve [...]

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Painful Pool Cost Overruns – Part II

June 23, 2011

A few weeks ago, I confessed my mortal sin to the blogosphere that as a Personal Finance writer, I’m putting in the dreaded swimming pool.  Swimming pools are lambasted for their lack of resale value and annual costs.  In our case, we have no intention of moving, our children are young enough to use it [...]

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Can You Answer These 5 Basic Financial Questions? 90% of Americans Can’t

June 16, 2011

Stemming from last week’s post (Disturbing Study: Americans Are HORRIBLE With Money) on the abysmal study results highlighting America’s lack of financial literacy, here are the 5 questions they used to measure people.  Less than 10% of respondents got all of them right.  Are able to get all 5?  Come on, avid readers of Darwin’s [...]

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Disturbing Study: Americans Are HORRIBLE With Money – The Stats

June 8, 2011

We all know Americans aren’t very good with their money (and evidently, citizens of many other countries aren’t either, but we’re REALLY bad), but this latest study puts it into perspective with disturbing statistics and approaches to measuring and reporting just how bad most Americans are at understanding the most basic financial principals that many [...]

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3 Eye-Opening Insights from People Outside My Circle

May 30, 2011

When you associate with the same people day in and day out, the conversation invariably shifts back to familiar topics – how the kids are doing, your recent vacation, a fun debate over politics or whatever.  Recently though, from various talks with people I hadn’t seen in a long time doing different things with their [...]

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7 Things Your Pool Contractor Won’t Tell You

May 22, 2011

  I know, I’m set to be banished to eternal personal finance damnation for admitting this (after surviving that “rapture”), but we’re putting in a swimming pool!  While I’m fully aware that pools don’t make for a good “investment”, this is a lifestyle choice we made after careful consideration.  When we had saved for years [...]

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The Economics of the Marital Distribution of Labor and Assets

January 6, 2011

The following is a Guest Post. If interested in guest posting at Darwin’s Money, feel free to contact me. My Personal Perspective on the Topic My wife and I are just your typical, late twenty-something married professionals.  We live in the northeastern United States.  As members of Generation Y are known to do, we put-off [...]

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