Poverty’s Inconveniences Create More Poverty

March 13, 2012

It’s hardly groundbreaking science, but poverty creates even more poverty. A recent article at Haaretz cited one study in which Indian farmers were tested for IQ before and after harvests. Before the harvest, farmers were the most financially strained – it was a full-year since the last lump sum payment for their annual work. After […]

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MBA Monday – Really Cool Equation: Internal Rate of Return

March 11, 2012

I thought I’d start up the MBA Monday series again (NPV, Accounting, Investing and all sorts of other goodies) to bring you a really cool calculation you can do in excel that you may not have heard of. It’s called Internal Rate of Return. It’s important because it provides you with an investment return when the […]

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3% Cash Back and $100 Bonus – The Best Card on Earth

March 8, 2012

If you’re going to use a credit card, you might as well optimize your cash back! I do, and it brings us tax-free income of $700-$1000 a year depending on what we’re up to.  Well, now there’s there ultimate card for what’s probably your single biggest expense – groceries! (and next biggest – gas!)  The […]

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The Worst Article EVER – Why Apple Stock Is Better Investment Than a House

March 6, 2012

While the mainstream media never passes an opportunity to peddle the most vapid stupidity capable of snagging a click, this one takes that cake. CNBC had on their front page an article touting why you would have been better off investing in Apple stock compared to buying a home 10 years ago. Aside from the […]

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Apple is the World’s Whipping Boy for Worker Conditions, Jobs, Profits – Fair?

March 5, 2012

You know, back in the day, Americans used to celebrate successful people and companies. Today, we vilify them. I don’t know if this is a new manifestation of Obama’s “hate the rich, hate the successful, spread the wealth” mantra or it’s just a sign ‘o the times, but when even the beloved Apple (who even […]

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Job Description Shenanigans: Dream Job or Cubicle Cave Dweller?

March 4, 2012

Everyone has experienced a real job salesman.  Whether it’s a recruiter, a friend, or a manager at a particular company, someone packages up a job to make it something it’s really not. In my short life I’ve already had quite a few of these, ranging from total scheme to decent wage-earner job status.  High school […]

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