3 Ways Older Americans Are Going to Wreck Your Life

September 11, 2011

I have nothing against old people.  I adored my grandparents and I’ll be old some day and I may well be in the same position, but given the demographic shift America is facing and the economic realities we’re now dealing with, the elderly population in America is set to screw you three ways to Tuesday.  […]

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My Foray into College Real Estate – Animal House 2011

August 28, 2011

I’ve mentioned a pending real estate deal a partner and I have been working on for a while.  I thought I’d give a quick update on how we came upon this opportunity, what we’ve done to date, what’s left to do to close the deal and all the lessons learned along the way.  To recap, […]

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How a mortgage calculator can help you prepare for your first home

August 27, 2011

There is no doubt that purchasing your first home is an exciting time. After all, you have worked hard to get to this point and it can feel like the dream is finally coming true. The financial side of buying a house may not be as interesting as how you are going to decorate your […]

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50 YEAR LOWS on MORTGAGE RATES – Who’s Refinancing?

August 19, 2011

Mortgage rates nationwide plunged to new lows not seen in over 50 years.  Here are some key national averages from Freddie Mac, but of course, review this local rate table to see how low you can go in your area: 30-year fixed-rate mortgage average is 4.15% with an average 0.7 points for the week ending […]

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Renters Are Deluding Themselves – Here’s Why

August 16, 2011

It’s en vogue now to be “anti-homeownership” given the recent crash in home prices and all the shenanigans the mortgage companies, banks and Wall street firms pulled over the past several years.  People tend to use the recency effect and confirmation bias to formulate their opinions which dictate important lifestyle and financial decisions. Before you […]

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I’m Borrowing $50,000 From My 401(k) – It’s My Best Option!

August 14, 2011

There are tons of articles out there waring about the dire consequences of borrowing from your 401(k) – you know, not earning money on the withdrawn amount, double taxation, early withdrawal penalties and having to repay immediately if separate from the company…I’m going to lay out why my particular situation and outline why none of […]

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