Multiple Approaches to Resolving Debt Issues

June 22, 2011

With millions of people mired in debt problems, this malady is one of the largest challenges facing society at large.  See, this situation is so widespread and endemic to society that the lack of free cash flow in personal budgets curtails consumer spending and investment.  This then spills over into national GDP output, new business […]

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Buying a New Car: Monthly Instalments or Instant Procurement?

June 21, 2011

Image courtesy of Dave Sand Ford Buying a new motor isn’t cheap these days. It would be perfect if we could get one as and when we need and want it, but desirability and affordability are two separate things. This is especially true in today’s onerous economic climate. While many may argue, legitimately, that a […]

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THE PROOF: Little Ladies and Big Dudes Make More Money

June 19, 2011

I’ve stated before that looks matter in the workplace (even though they shouldn’t) and here’s the study to prove it.  This controversial paper hit the web last week and essentially the following conclusions were reached: Women that are 25 pounds below average make $15K Per Year More Men that are 25 Pounds below average actually […]

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Pandora’s Box: Slammed Shut… And Other Weekend Reading

June 18, 2011

In a week that saw Pandora’s IPO launch to much fanfare and then come crashing down, there are some legitimate questions around some of the web companies going public now – and whether retail investors are buying into “hope” rather than actual future profit potential.  It will be interesting to see if Groupon can even […]

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Can You Answer These 5 Basic Financial Questions? 90% of Americans Can’t

June 16, 2011

Stemming from last week’s post (Disturbing Study: Americans Are HORRIBLE With Money) on the abysmal study results highlighting America’s lack of financial literacy, here are the 5 questions they used to measure people.  Less than 10% of respondents got all of them right.  Are able to get all 5?  Come on, avid readers of Darwin’s […]

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3% Cash-Back Card = $500/Year Tax Free!

June 15, 2011

I’d been thinking about our cash-back rewards from the one credit card we do most of our spending on and decided it’s time to focus on the categories we spend the most on and optimize our cards and usage to get even more cash back each year.  For years, we’ve always enjoyed tax-free cash-back rewards […]

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