I’m SAVING 7% at LOWES & 12% at STARBUCKS for Life – So Can You!

March 9, 2011

I’m a huge fan of financial innovations and market forces creating efficiencies that didn’t exist previously.  With the advent of the internet and some obvious ideas, I’m now saving anywhere from 5%-15% on various major spending categories in our family through simply buying discounted gift cards at various online places. Â  Basically, since so many people […]

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How Bad Would It Have to Get For You to Strategic Default?

March 8, 2011

According to data released this week (CNBC), 23 percent of US borrowers (over 11 million families), were holding “underwater” mortgages.  That equates to over $750 billion of negative equity.  That amount of mortgage debt is staggering.  Taking a step back and contemplating the shear magnitude of this number, I was thinking about just how bad […]

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Bankruptcy vs Debt Consolidation

March 8, 2011

Bankruptcy is not an automatic conclusion to debt problems in the modern era. There are a number of debt management plan options available that mean avoiding bankruptcy is easier to do and provides a means of getting back in control of family finances over a sensible period of time. Debt consolidation is just one form […]

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Understanding Correlation of Various Asset Classes – MBA Monday

March 6, 2011

If you’re a DIY investor or if you’ve employed a certified financial professional, it’s likely that you’ve come across the topic of diversification.  The reason for diversification is quite simple – you don’t want to put all your eggs in one basket.  This doesn’t just go owning only 1 stock (or having all your money […]

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Winning!

March 4, 2011

Charlie Sheen style, here are some top articles from around the blogosphere in finance, investing, global events and rants. These are … WINNERS! Stuff Darwin Likes: Burning Platorm – Celebrating Mediocrity The Mish – Costa Mesa Lays off Half of City Workers. Halfway There! Oblivious Investor – How Much Should You Save Per Year? Political […]

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Yield Curve Explained – MBA Mondays

February 28, 2011

The yield curve is explained in this week’s MBA Monday topic.  For years, I used to hear about “the yield curve” and remain disinterested because I thought stocks were so much cooler than bonds.  Bonds were for old farts, right?  What I’ve come to learn after an MBA and witnessing the near collapse of the […]

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