Sponsored Video: Credit Card Benefits for Small Businesses

December 10, 2013

This post is sponsored by Capital One: As regular readers of this blog are aware, I’m all about optimization of cash flow, expense reduction and not overpaying for anything.  With that in mind, you’ll recall that I always seek to optimize my spending in both personal life and my various businesses via credit cards with […]

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Want an Easy Pay Raise? Consider Adjusting Your W-4 Withholding

December 9, 2013

Better cash flow is a challenging priority for many Americans. Budget constraints affect the ability to meet monthly expenses and improve quality of life. While getting another job or trimming expenses often involves much effort, increasing the allowances on your income tax withholding is an easy pay raise. Here are some things to consider before […]

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Beware! Cyber Monday “Deal” at Amazon is 47% MORE Expensive Than it was on Black Friday!

December 2, 2013

I was in the market for a new TV and figured Amazon would be usual place to buy given their low prices and free shipment. Thus, on Friday, after researching televisions heavily based on Consumer Reports and my needs, I arrived at a Samsung smart TV 50″ LCD/LED.  I bought it on Friday for $647 […]

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Buying Bitcoins in America

November 29, 2013

So, I bought a bitcoin. When I saw that Congress was discussing digital currencies and new bitcoin price records were getting daily mentions on CNBC and other mainstream outlets, I decided it was time to take a ride (purely speculation, not an “investment”). It’s not a simple process, especially in America, so I’ll walk you […]

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Understanding the Bull and Bear Markets

November 27, 2013

Even if you do know a little bit about investing, you may not be totally clear on what the difference is between bull markets and bear markets. If you are planning on investing in the stock market, though, it’s important to know these terms, as they are pertinent in your choice of when to buy […]

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Yet Another Faulty Investment Strategy I Keep Hearing About

November 24, 2013

I was eating lunch with a co-worker today and he told me how he was getting completely out of stocks in his 401(k) account and switching to all cash and bonds. When I asked why, he acted like I was a dope and said, “the market is up over 20% so far this year. Since […]

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