Would Being a Member of the Bomb Squad Exclude You From Life Insurance?

June 28, 2013

Darwin’s commentary: The following guest post was submitted for your consideration.  I have often wondered about the eligibility and pricing for things like life insurance, health insurance and more for people with extremely hazardous jobs.  But then again, with enough data, you’d think actuarial data would have an answer.  Well, here’s the answer to the […]

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When’s the best age to start investing in an IRA

June 24, 2013

Many people wait much longer than they should to begin thinking about retirement. After all, when you take that first job it’s often the last thing on your mind. You have student loans to pay back, an apartment to rent, furnishings to buy, and you can save for retirement later, right? Healthcare costs are rising, […]

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5 Foolish Things Americans Believe About Money and Investing

June 23, 2013

There are all sorts of misconceptions about finance, business, taxes, investing and economics that people believe.  Sometimes I’ve been guilty myself.  So, here are 5 of my current pet peeves and I’d like to hear what yours are as well: “He Only Donates to Charity Because He Needs the Writeoff” – This is utter nonsense. […]

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What Is a Structured Settlement Annuity and How Does It Work?

June 21, 2013

While there are many annuities available to individuals, for a variety of reasons, a structured settlement annuity is something different. It is usually provided as a payment for a settled court case, where the defendant is ordered by the court to pay a significant amount of cash to the plaintiff. As a result, an insurance […]

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The Student Loan Crisis: Reducing Debt While Going to School

June 18, 2013

With the United States suffering from a $1 trillion student debt crisis, many prospective college students are wondering, “Is it really worth it?” There is no doubt that in today’s competitive job market; candidates need every advantage they can get, including a college degree. However, for many people, the cost of earning that degree is […]

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Sponsored Video: Thoughts on Company Secrets and Insider Trading

June 17, 2013

This post is sponsored by PA Consulting: You can’t turn on the news these days without seeing a story about insider trading, accusations, prosecutions and even “abnormal volume” tied to certain company stocks just prior to a major announcement like an acquisition or surprise earnings report.  The funny thing is, these are just the ones […]

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