Should I Do a Home Equity Loan OR Not?

May 13, 2013

Since we’ve decided to stay in our home semi-permanently (whatever that means – we decided to forgo new construction, put an anchor in our backyard and not move), I’ve been thinking more about enacting some longer-term, higher cost projects around the house like new windows, replacing the front door, etc. These are things we know […]

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What’s a Stay at Home Mom Worth?

May 7, 2013

There’s a recent study out stating that a mom is worth about $60,000 based on the type and amount of work she does if these services were rendered on the open market.  First of all, this study is quite flawed in my opinion and doesn’t reflect in any way any typical family since the standard […]

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Market Hitting New Highs – What’s Your Next Move?

May 2, 2013

It’s tough to not see so many asset classes moving in the right direction while the economy and the globe seem to remain in constant turmoil and wonder what’s going on.  US equities continue to break new interim highs and more recently, all-time highs.  Treasury bond yields continue to sink to historic lows, with mortgage […]

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Are You Over or Under Insured?

April 30, 2013

I just got the life insurance bill for my wife’s annual premium today and it reminded me of our overall insurance situation.  Her bill is $250 for a 20 year term $250,000 coverage.  I bought term instead of life because I figure after 20 years, the kids will be through college, I’ll be close to […]

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What To Do With All That Money

April 26, 2013

A lot of finance sites focus on getting out of debt or making more money.  However, what is seldom discussed is what to do if you actually have “too much” money.  That may sound absurd at first, but think about it.  Many people oversave and worry about running out of money so much during their […]

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Eurozone PMI Disappointment and a Look at UK Public Spending

April 25, 2013

The following is an contribution for your consideration: Tuesday morning’s purchasing manager index from Chinese HSBC proved to be particularly disappointing, at just 50.5, spoiling Monday’s strong European finish on Wall Street. As long as poor data continues to feed in, there will be sustained concerns, in spite of relatively resilient markets in the US […]

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