Mortgage Interest Rates in Australia

November 15, 2012

The interest rates of mortgages are never far from the headlines, as this is the largest purchase that will ever be made be most people. Changes to interest are likely to have a large effect on your finances if you are investing in real estate or considering doing so. The Reserve Bank of Australia cut […]

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Interesting Trends in Dividend Stocks, Munis 1 Week After Obama’s Win [CHART]

November 15, 2012

I haven’t done much with my portfolio over the past several months because I anticipated that regardless of who won the election, the fiscal cliff and its associated hikes in dividend tax rates would be resolved in short order and the market shouldn’t react too much one way or the other leading up to it. […]

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Tax Havens Offer Benefits for All

November 13, 2012

In a global economy it is no surprise that individuals and companies look to international markets to find the most beneficial environment for their money. Tax havens exist for this very reason, providing a legitimate and secure means for people to improve their tax position and maximize the return from their investments. Many billions of pounds are […]

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The #1 Thing You Need to Be Successful in Life (That Nobody Talks About)

November 11, 2012

The world abounds with experts purporting to hold the “secret” to success (yes, pun intended for that horrible video The Secret). The thing is, it’s often tied to a gimmick or some program they want you to buy. The reality is that there is one single behavior that I’ve found is instrumental in EVERY aspect […]

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Generator Ethics (and costs) Following Hurricane Sandy

November 5, 2012

What is your moral obligation to lend out your generator when others lose power and how far out of your way do you go to do so?  That’s a topic I’ve been thinking about now that we’ve had a series of really bad storms over the years where we’ve lost power for a day or […]

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No More Paycheck, but a Pre-Paid Debit Card? The End of Financial Literacy

November 4, 2012

This week, my younger brother, a college freshman, will start a new job at one of the largest retailers in the United States. Recently trained, he’s now ready to start. And he just found out how he’d be paid… A Prepaid Debit Card? Gone are the days of the paper check and the direct deposit. […]

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