My Roth IRA: Beating the Market and a Look Under the Hood

August 8, 2012

I don’t do individual stock reviews and such these days since I’ve taken more of a passive/low-fee approach over the years compared to active stock-picking (hence my other site ETF Base which is focused solely on ETF investing and strategies). Anyway, what I set out to do years ago was to pick a basket of […]

Read the full article →

Bodily Injury Insurance is a Driver’s Best Friend

August 5, 2012

As a 17 year old driving to school, I had an unlucky accident with another driver when a school bus suddenly threw its stop sign out and traffic came to a halt. My car went right into the bumper of another. It wasn’t much of an accident; I had hit the brakes before hitting the […]

Read the full article →

UPromise Check – $75 Ka-Ching!

August 1, 2012

I set up a UPromise account a few years ago and completely forgot about it.  You know how they say you never get something for nothing?  Well, that’s untrue.  UPromise partners with major retailers to give you a portion of your spending back, with the premise being that your loyalty toward those retailers is worth […]

Read the full article →

Common Sense Comeback? Thank The Recession

July 29, 2012

Recessions aren’t too bad if you don’t lose your job. Gas prices plummet, restaurants push inexpensive dinner options, and your dollar really does go further. So while it may seem like the world is nearing its end, there are always a few things that make an economic slump a little more bearable. Common Sense Back […]

Read the full article →

No-Cost Refi Complete: 5 REALLY Annoying Things I Had to Deal With

July 25, 2012

You may have read recently about how I was undertaking a no-cost refi so I could realize the best of both worlds (3 worlds really) – Lower monthly payment, no costs out of pocket and a shorter term on the loan.  After all, mortgage rates just broker new records again (see rate table for your […]

Read the full article →

Are Tattoos the Worst Investment Ever?

July 23, 2012

Maybe it’s because I’ve hit that age – people do dumb things following their 21st birthdays. Or maybe it’s just college. At any rate, I’ve started to notice more ink. Tons and tons of ink. Recent outrage from Bill O’Reilly’s assertion that people could, you know, actually regret getting a tattoo reminded me of just […]

Read the full article →