Real Unemployment Rate Explained

July 11, 2012

You’ll often hear about a horrible jobs number and then get an update that the jobless rate hasn’t budged, or in some cases, actually improved.  How can this be?  Well, because the “official” government reported figure grossly underestimates those out of the workforce because it simply stops counting people in the denominator who have given […]

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Picking the Right Financial Advisor

July 8, 2012

Financial advice is something many need, but few want to pay for. It’s not all that surprising that financial advisors tend to join the ranks of lawyers or used car salesman – the line between advice and salesmanship is often blurred. Financial Advice Dividing Lines By far the biggest differentiator in financial advice is how […]

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Tax Savings from Trusts

July 3, 2012

In a previous article I went over the very basic overview of what a trust is, and why trusts are used in estate planning. Now let’s focus on something else: tax savings from a trust. Saving on Taxes with Trusts US citizens have an estate tax exemption just for living and breathing. This estate tax […]

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3 Ways the Web Has Enabled New Efficiencies for US

July 3, 2012

The web has become such a routine part of everyday life that we sometimes forget what life was like before it or how we can use online access to increase our own personal efficiency and save money.  Here are a few examples: Amazon Prime – I’ve become a huge proponent of Amazon Prime where I […]

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Supreme Court: No Overtime for Pharma Sales Reps. WHAAAAAAH.

June 27, 2012

Do you know the annoying, pushy people that try to jump ahead of you in the doctor’s office when you’re there for a real reason? like a health issue? Yeah, those people. In between buying lunch for the doctors and schmoozing the receptionists, apparently, a few sales reps found time to conjure up a lawsuit that they […]

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Life Insurance Considerations

June 26, 2012

This Is A Guest Post With Information Sourced From Genworth Financial: As it was succinctly put in a recent Huffington Post article, “Life Insurance 101,” “Life insurance has no one-size-fits-all option.” There are several types of life insurance policies; whole, term and universal, each serving different needs and considerations for both individuals and families. But […]

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