If you’re going to use a credit card, you might as well optimize your cash back! I do, and it brings us tax-free income of $700-$1000 a year depending on what we’re up to. Well, now there’s there ultimate card for what’s probably your single biggest expense – groceries! (and next biggest – gas!) The Blue Cash Everyday Card from American Express (pick the card on the right!) offers the highest cash-back reward I’ve ever come across and there’s no catch – and there’s a $100 bonus to boot!
Here are the specs on this one:
• Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.• Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.• Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.• No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
• Terms and Restrictions Apply.
I’m using this one myself – Blue Cash; with these cash-back reward categories, I could probably eliminate my other cards by consolidating since my other cards can’t top this in any categories by also getting 3% back on gas and 1% on everything else.
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