Spruce up your exterior walls this spring – but make sure you’re covered with house insurance

by Darwin on April 2, 2013

Brought to you by Halifax:

Spring is a great time of year to give the inside of your home a good clean through. But what about its exterior? Winter weather can play havoc on the paintwork, so it could be a great time to give the outside walls a fresh coat to make them look good – and protect them against the elements. And while you’re thinking of giving your home some TLC, it’s worth having a look into house insurance quotes – if you don’t already have a policy in place. It may be a good idea to see whether the quote includes any accidental damage cover, as some policies do offer limited cover as standard.

To help make your house the envy of the street, you may be considering giving it a fresh coat of paint. There are many good masonry products on the market, which guarantee lasting protection against the wind and rain. They come in a range of colours, for a range of surfaces, so it’s easier than ever to find something that really stands out from your neighbours.

Of course, you want to make sure of a few things before you get started – such as whether you have permission to paint the walls in the first place. For example, with some older buildings, there may be a number of restrictions in place – it may be that you have to get in qualified specialists to carry out the work for you, or invest in a specific paint product.

If you like to try your hand at DIY, remember to consider whether you need to add in accidental cover to your buildings insurance quotes. It may cost a little extra, but it might be worth it, should you accidentally put your foot through your ceiling.

If you already have buildings insurance, then consider policies that will also cover your personal possessions. Go online and search for ‘contents insurance uk’ to find policies specifically for British residents.

Assuming you don’t require scaffolding to get to all the walls, it’s likely that you’ll use a ladder to reach those difficult places. If you do use a ladder, it’s best to follow a few safety tips – such as making sure it’s secured in place and that someone is always stood at the base while you’re up it.

When it comes to choosing the type of paint to use, it can pay to splash out on a good quality product – one that comes highly recommended by the trade. Try to make sure you get one that is hard wearing – and comes with a manufacturer’s guarantee. It’s also a good idea to check the label of the specific product tin or bucket you go for, to find out what surface area that quantity is likely to cover.

Finally, if you’ve got all the supplies, tools and materials to get going, the last thing to do is check that your house and contents insurance is up to date – and will cover a number of unforeseen eventualities. Once you’re happy with the level of cover in place, it’s time to restore the former glory of your home.

 

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