Darwin’s Summer Book Reading List

July 19, 2011

Here’s a list of books I either read recently, I’m currently reading, or I’d love to read this summer.  I’d be interested in hearing your favorite picks as well. The Big Short: Inside the Doomsday Machine – There are tons of books out by now on the housing crash, Wall Street crash and such, but […]

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5 Ways to Avoid a Bad Credit Rating

July 19, 2011

In an era of extremely tight (albeit cheap) credit, your credit rating is king these days.  Therefore, it’s worthwhile to visit some of the top mistakes people make that knock their credit score down.  Some of these are honest mistakes and one might not even think should impact credit, but they do. Paying Late – […]

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If We Pay For our Daughter’s Wedding, What About Our Son?

July 18, 2011

My wife and I have interesting financial debates now and then and since we’re at a standstill I figured I’d pose it to all my friends at Darwin’s Money.  So, a little background: My wife and I paid for our own wedding. We received generous gifts from friends and family but our wedding wasn’t planned […]

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Sunday Reads: It’s Getting Close Edition

July 17, 2011

We’re now less than 2 weeks from when Uncle Sam apparently runs out of money to spend if the debt ceiling isn’t increased (here was my prediction on the debt ceiling vote from 6 months ago – to too far off, huh?).  Anyway, equities continue to basically shrug off a potential disaster, figuring there will […]

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Having a Good Credit Score Might Make You More Likely To Default

July 16, 2011

It may come as something of a surprise, but statistics suggest that some of those people who default on their mortgage may not be in financial difficulty at all. A report by the company Fair Issac, who created the FICO credit score rating, suggests instead that around one in three defaults are so-called ‘strategic defaults,’ […]

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How to Sell Your Home Quickly

July 14, 2011

In the current housing environment, there are all sorts of dynamics at work from strategic defaults to tightening lending standards.  On the owner side, selling a home at a decent price can take months longer than it used to.  When we were looking at homes last year, some of them were on the market for […]

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