How to Screen Loans on Lending Club for Big Returns

June 16, 2013

Screening and scrubbing through available loans on Lending Club is a lot easier once you know what you’re doing. Using the net return and default rates screener at Nickel Streamroller, one can quickly “backtest” various selection strategies to find the loans with the best ROI. I’ve tested a few different ways to weed out Lending […]

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6 Scientifically Proven Ways to Increase Your Tips as a Server

June 10, 2013

I have to admit, while I’ve had a lot of jobs, I’ve never been a server.  I don’t have the best personality for it (or tolerance).  However, I was fascinated by some actual heavily researched facts and statistics on tipping in America.  I’ve seen a study here and there but most recently, I listened to […]

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Human Evolution Is Over. MSM Mangles the Concept [And Weekly Links]

June 6, 2013

I’ve heard enough interviews and stories about how humans will evolve someday to have 6 fingers to type faster (utterly absurd, as if you are more likely to live and procreate if you type faster? on a keyboard that was intentionally designed to slow human typists down for fear of the typewriter keys getting stuck?) […]

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5 Reasons You Should NEVER, EVER Sell Your Pension

June 2, 2013

Over the past several years, we’ve seen every manner of “financial innovation” which ultimately led to hardship. We’ve seen the securitization of mortgage loans which helped fuel the housing boom/bust, we’ve seen reverse mortgages leaving many seniors and heirs in the dust and now, there’s a major move afoot to buy pensions from Americans. Sure, […]

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Learn More About the Grad School Application Process

May 29, 2013

If you are considering going back to school for a master’s or doctorate degree, you may have questions about the application process, expenses that go along with it and student loan information. It’s a good idea to start thinking about these issues while you’re a junior in college. By the time you’re a senior, it […]

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Target Date Fund Shenanigans

May 19, 2013

I was reading my local paper today and it reminded me of the shenanigans that continues to ensue with respect to “Target Date Funds”.  Many investment plans and almost all major mutual fund companies now offer these target date funds that claim to provide the right mix of stocks and bonds (basically, to optimize returns […]

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